Privacy Policy

Credit Impact, Inc. ("Credit Impact," "Company," "we," "us," or "our") respects your privacy and is committed to handling information responsibly.

This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, communicate with us, or otherwise interact with us online.

This Privacy Policy applies to our public-facing website and related communications. It does not govern any future software platform, customer environment, or service offering except to the extent expressly stated in a separate written agreement.

1. About Us

Credit Impact, Inc. is an early-stage business-to-business software company.

At the time of this Privacy Policy, our website is intended for general company information, business inquiries, partnership discussions, recruiting, and related communications.

2. Information We Collect

We may collect the following categories of information.

Information You Provide to Us

We may collect information you voluntarily provide, including:

• your name;
• email address;
• phone number;
• company name;
• job title;
• any information submitted through contact forms;
• the contents of messages or inquiries you send to us; and
• any other information you choose to provide.

Information Collected Automatically

When you use our website, we and our service providers may automatically collect certain information, including:

• IP address;
• browser type and version;
• device type and identifiers;
• operating system;
• referring pages and URLs;
• pages viewed;
• dates and times of access;
• general usage and interaction data; and
• approximate location derived from IP address.

Cookies and Similar Technologies

We may use cookies, server logs, pixels, and similar technologies to operate and secure the website, understand usage patterns, improve performance, and support analytics.

3. How We Use Information

We may use information for the following purposes:

• to operate, maintain, and improve our website;
• to respond to inquiries and communicate with you;
• to evaluate potential customer, partner, vendor, recruiting, or business opportunities;
• to provide information you request;
• to monitor and analyze website traffic, usage, and performance;
• to protect against fraud, abuse, unauthorized activity, and security incidents;
• to comply with legal and regulatory obligations; and
• to establish, exercise, or defend legal claims.

4. How We Disclose Information

We do not sell personal information for monetary compensation.

We may disclose information:

• to service providers and vendors that help us operate the website or our business, such as hosting, security, analytics, communications, and infrastructure providers;
• to professional advisors, including legal, accounting, audit, financing, and insurance advisors;
• in connection with an actual or proposed financing, merger, acquisition, reorganization, sale of assets, or similar corporate transaction;
• when required by law, subpoena, court order, or legal process;
• when we believe disclosure is necessary to protect our rights, property, safety, systems, users, or others; and
• with your consent or at your direction.

5. Legal Bases for Processing

Where applicable law requires a legal basis for processing personal information, we may rely on one or more of the following:

• your consent;
• our legitimate interests, including operating, securing, and improving our website and responding to business inquiries;
• compliance with legal obligations; and
• taking steps at your request prior to entering into a business relationship.

6. Cookies and Analytics

We may use analytics tools and similar technologies to understand how visitors use our website and to improve site performance and user experience.

You may be able to control cookies through your browser settings. Blocking certain cookies may affect website functionality.

7. Data Retention

We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

• respond to inquiries;
• maintain appropriate business records;
• comply with legal obligations;
• resolve disputes; and
• enforce our rights and agreements.

Retention periods may vary depending on the type of information and the reason it was collected.

8. Data Security

We use reasonable administrative, technical, and organizational measures designed to protect information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no method of transmission over the internet or method of storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

Our website and service providers may operate in the United States and other jurisdictions. By using the website or submitting information to us, you understand that your information may be transferred to, stored in, and processed in jurisdictions that may have different data protection laws than your jurisdiction.

10. Children's Privacy

Our website is not directed to children under 13, and we do not knowingly collect personal information from children under 13 through the website.

11. Third-Party Links

Our website may contain links to third-party websites or services. We do not control and are not responsible for the privacy, security, or content practices of third parties. You should review their policies separately.

12. Your Rights and Choices

Depending on your location and applicable law, you may have certain rights regarding your personal information, including the right to:

• request access to personal information we hold about you;
• request correction of inaccurate personal information;
• request deletion of personal information;
• appeal certain decisions regarding privacy requests, where applicable; and
• opt out of certain types of processing where required by law.

To submit a privacy-related request, contact us at Legal@creditimpact.co with the subject line Privacy Request.

We may need to verify your identity before processing certain requests, and we may deny requests where permitted by law.

13. U.S. State Privacy Disclosures

If applicable privacy laws require additional disclosures or rights, we will process qualifying requests in accordance with applicable law.

Residents of certain U.S. states may have rights relating to access, correction, deletion, portability, or appeal, subject to applicable exceptions and thresholds.

14. Do Not Track

Some browsers offer a "Do Not Track" setting. Because there is no universally accepted standard for responding to such signals, our website may not respond to all Do Not Track signals.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we do, we will post the updated version on this page and revise the Effective Date above.

Your continued use of the website after an updated Privacy Policy becomes effective means you acknowledge the revised Privacy Policy.

16. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at: